vsArch Lending vs Project 0 (formerly marginfi)
Every verified difference between Arch Lending and Project 0 (formerly marginfi), with a source for each value. Updated 24 Oct 2026.
Side by side
| Feature | Arch Lending | Project 0 (formerly marginfi) |
|---|---|---|
| Pricing model | Fee on use | Fee on use |
| FeesDiffers | Crypto-backed loans in USD or USDC start at 7.25% APR with loan-to-value up to 60%. | No fees to deposit, withdraw, repay or flash loan; small share of borrow interest to bank admin and insurance fund; origination fees zero to date; liquidations up to 10% of equity liquidated |
| CustodyDiffers | Tool holds the key | Your wallet signs |
| Open source | — | Yes |
| Audited | — | Yes |
Project 0 (formerly marginfi)Not checked yetVisit